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Medical debt on your credit report may soon disappear!

Starting this summer, Medical Collections will start to be removed from millions of credit reports. The move will remove an estimated 70% of negative medical debt remarks, giving many a hopeful jump in credit scores! Here are the details of the new changes effective July 1, 2022:  Paid medical debt...

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Collection Company Scam Alert!

Hundreds of thousands of consumers are being bombarded with robo calls from scammers posing as collection companies or debt collectors  from attorney offices. Sometimes these calls go straight to voicemails  where these scammers are leaving very scary and intimidating messages  that a debt is owed.  The caller or message asks...

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STOP using Free Sites!

As a Credit Industry Professional for the last 16 years, I have preached to people to stop using the Free Credit Score and Free Credit Report websites. I say this to protect consumers from getting inaccurate and incomplete information from these sites and protect their rights to their personal information...

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Staying Financially Organized

Staying organized is  essential to being financially successful both personally and  professionally. Your credit is your #1 Asset and the starting point for  being financially organized. Your credit worthiness can be the  determining factor with rent, utilities, insurance, interest, loans,  benefits and employment. Those with low credit scores are missing...

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Top Benefits of Having a Good Credit Score

You can survive with bad credit, but it’s not always easy or fun and definitely not cheap. Having a good credit score will help you save money and make your life much easier. If you’re looking for inspiration to improve your credit score or reasons that you should maintain your...

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