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Affordable Credit Repair with Quick Results!

Affordable
Credit Repair
with Quick Results!

We offer credit counseling, credit repair services and full credit restoration options to assist you with credit score improvement.

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Forensic Credit Correction System

Forensic Credit Correction System ©

Our Credit Restoration Program is a trusted tool utilized by leading Mortgage and Real Estate professionals nationwide.

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Is Something Wrong With Your Credit Report?

A Must-Watch CBS News 60 Minutes Report about Costly Credit Report Mistakes that affect 80% of all Americans. These credit report errors lower your FICO Score and cost you money! Our Forensic Credit Correction System will correct, complete and verify what’s on your credit report and provide credit score improvement. Choose a dispute process below.

Choose a Dispute Process!

We offer three different options to assist you with your credit score improvement: Credit Counseling, Credit Repair Services, or Full Credit Restoration using our successful and proven Forensic Credit Correction System

LET'S GET STARTED

Build Your Credit: Instantly Approved Credit Cards & Installment Lines of Credit!

It’s important to have positive lines of credit established during the dispute process. 10% of your FICO score is calculated based on having this healthy mix of 1 Installment Loan and 2 Revolving Credit Cards. We recommend getting instantly approved with the following:

Credit Strong Instal Savings Account – Open a savings account for as little as $28 a month and get a $1000 Installment credit line added to your report. Allows you to build 24/48 months of credit history.

Credit Strong Revolv Savings Account – Open a savings account for only $99 and get a $1000 Revolving credit line added to your report for 12/24 months.

Credit Builder MasterCard – Get instantly approved for this $200 limit Secured Credit Card that starts reporting to all three credit bureaus in just 2 weeks!

We also have other options below to consider that will ensure credit score improvement. (Click below)

VIEW CREDIT OFFERS

Trusted & Verified

EXPERIENCE

With over 18 years of experience in the credit repair industry, working exclusively with a former legal and compliance executive from Experian, we know the credit reporting agencies and how they operate, and we use that knowledge to your advantage to MAXIMIZE your credit scores as quickly as possible. Schedule a Free Credit Analysis and you’ll understand why people choose us over other companies.

TRUST

Our Forensic Credit Correction System© is used by top Mortgage and Real Estate professionals around the country. It’s specifically designed to MAXIMIZE your credit scores as quickly as possible. We use Federal Laws that protect your rights as a consumer to legally remove inaccurate, incomplete, and unverifiable accounts from your credit report and get you the quick results you and your family need to purchase a home!

RESULTS

We do complete Data File Audits© addressing all negative accounts on your credit reports as well as individual Validation Demands preventing companies from reporting or collecting debts if in non compliance. Don’t waste your time and money with a consumer credit repair company who only disputes a few accounts at a time, for as long as you’re willing to pay, you deserve better!

5 Star Ratings!

Testimonials

Allow me to extend a giant THANKS for the fabulous service I received from editmycredit.com. My Credit Scores have all increased dramatically, and once I pay off a couple of high credit card balances, the Credit Scores should further elevate to near 800.
Eddy S, Atlanta GA.
I must say that after only 3 months of painless work, EditMyCredit.Net has done a marvelous job with my credit score. If anyone is like myself and needs assistance with removing incorrect information on your credit report and/or looking for ways to improve your score this is the right place to be to get the most bang for your buck. They did an awesome job with handling my case and made everything clear as to how the process would go. I highly recommend these guys to any and everyone.
Demetrius P, Missouri City TX.
I have to say, I always thought I knew how to work on my credit, but working with Chaz has shown me a lot. He was very professional and was so helpful in this process of getting things removed from my credit and improving my credit score and also walked me through steps of getting a new credit card. The change happened very quickly and my scores improved at least by 80 points!
Keri C, Richardson, TX.
Great news Chaz! Thanks for helping another client. 😊
Tammie M, Prosperity Mortgage
When I found out I had a blemish on my credit, my immediate reaction was panic and fear. Contacting Chaz at Edit My Credit Inc was the best decision I could have made! He was so helpful and informative, guiding me throughout the whole process. I'm so glad I not have a blemish free credit report! Thank you so much again!
Taylor H, Dallas TX.
My Report was 100% Restored, and now have no negative accounts! My scores went from the mid 500's to the mid 700's! I really appreciate all of EMCs hard work!!!!
Michael R, Frisco TX.
The services the company offered were very thorough, they were able to help me achieve the goal I was needing , in fixing my credit. I was able to purchase my first home and it’s all thanks to you guys!
Josh S, Fort Worth TX.
WOW!!! You ROCK! This score improvement, and the fact that Capio was deleted is so impressive! Thank you!
Holly B, Wylie TX.
I loved working with chaz and edit my credit. They went above and beyond to help me. Even with payments for services. I would highly recommend them to anyone!!
Jason H, Mesquite TX.
Chaz from edit my credit is amazing and great at what he does. My husband and I were wanting to purchase our first home but our credit was not high enough to qualify. Stephen our Lender gave us Chaz’s number and told us to give him a call to see what he could do for us. We decided to give it a chance and it paid off, in 3 months he had our credit raised from a 589 to a 707. He is very professional and will get your credit were you need it to be.
Brandi J, Gainsville TX.
Whoa! Way to go Chaz! Phillip, your scores are now a 727(EXP), 720 (TU), and 731 (EFX) up from a mid score of 645!!
Tammie M, Prosperity Mortgage
You guys have been a big help to me and I probably wouldn't have been able to get approved with your help.. I'm very grateful.
My scores were sitting around 660 last update we saw. I actually financed a car for my daughter yesterday and my score from Experian was 691. We have been very pleased with Chaz and all of his help and expertise.
Stephanie N, Wylie TX
I just wanted to thank you for fixing my credit. Yesterday I got a loan on car at my bank with low rate and term with a 736 Experian score. I will send referrals any chance I get!
Lynn P, Gainesville TX.
WOW!!! I’m completely blown away that I have no more negative accounts on any of the 3 Credit Bureaus! Thank you so much for staying diligent to represent me and to get these claims removed from my credit report. I so appreciate all your efforts, support and will make sure everyone knows you’re the dog that hunts and gets it done! Thanks again Chaz and thank you Edit My Credit!!!
Laura R, Dallas TX.
You have helped me so much in getting my Credit back on track and improving my credit score.You cleared up several items that were incorrect on my credit report. When I started my credit score was below 500 now it is back up into the mid 600’s! I would highly recommend Edit My Credit if you are needing help with improving your credit score! Thanks for all your help!
Wanda L, Houston TX.
I don't know how the entire process works. But my credit score jumped like 70 points in 1 month!! I'm at a 722 right now. Thank You So Much!
Derrick H, Mabank TX.
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Our Blog

Medical debt on your credit report may soon disappear!

Starting this summer, Medical Collections will start to be removed from millions of credit reports. The move will remove an estimated 70% of negative medical debt remarks, giving many a hopeful jump in credit scores! Here are the details of the new changes effective July 1, 2022:  Paid medical debt...

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Collection Company Scam Alert!

Hundreds of thousands of consumers are being bombarded with robo calls from scammers posing as collection companies or debt collectors  from attorney offices. Sometimes these calls go straight to voicemails  where these scammers are leaving very scary and intimidating messages  that a debt is owed.  The caller or message asks...

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Cancellation Policy: Services are provided on a month-to-month basis and clients may cancel their service at any time at least (10) ten days in advance of any upcoming recurring payment. When canceled according to these terms, the upcoming recurring payment will constitute the final payment due for services rendered. All services are billed in arrears.

EditMyCredit is not an attorney or a law firm. We do not provide legal advice, nor do we practice law. This site only contains legal information, not legal advice. EditMyCredit is a self-help tool. Use of its services are governed by its Terms of Service, Privacy Policy, and Legal Disclaimer.

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