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Experience Makes the difference!

Hello, my name is Charles “Chaz” Knight President and CEO of EditMyCredit. I wanted to take a minute and share my story of how I became a credit professional and my quest for credit report accuracy. My mission is to empower individuals on their journey to financial stability by providing a transformative and personalized approach to credit restoration, credit building strategies and FICO score improvement.

I have been in the mortgage, real estate and credit repair services industry for over 20 years now. I spent a decade working with a Legal and Compliance Executive from Experian who was my mentor and helped guide me with my legal training. I studied Consumer Law to master my understanding of the Fair Credit Billing Act, the Fair Debt Collections Practices Act, the Truth in Lending Act, the Fair and Accurate Credit Transaction Act, and the Fair Credit Reporting Act.

I quickly became a Consumer Advocate providing credit counseling services as well as debt consolidation services as the General Manager of one of the largest Credit Repair Companies in Texas. Knowing how credit reporting agencies operate and how to escalate investigations past the simple consumer disputes that only verify accounts allowed me educate consumers how to successfully remove negative items from a credit report and how to increase credit scores.

I then took the next step in my journey and created EditMyCredit committed to redefining the credit repair landscape through our innovative “Forensic Credit Correction” system. I believe that every individual deserves a fair chance to build a solid financial foundation. Our mission is to not only fix credit but to enlighten and guide our clients through a comprehensive understanding of their credit profiles. By leveraging cutting-edge techniques and a personalized touch, we aim to instill confidence, foster financial literacy, and unlock opportunities for a brighter financial future.

At the heart of our mission is a dedication to transparency, integrity, and unwavering client support. We strive to make EditMyCredit the trusted partner you need to navigate the complexities of a credit report dispute with precision and expertise. Our “Forensic Credit Correction” System is designed for Mortgage and Real Estate Professionals with clients who need better credit scores to qualify for home loans. However, thousands of people have used it to restore their credit and lower their monthly bills to save money. Because, having good credit is essential for financial stability and building wealth.

So, if you’ve ever said “I need to fix my credit”, you’ve come to the right place! EditMyCredit will provide a free credit consultation, credit score tips, secured credit cards for bad credit, DIY credit repair, and more!

Watch this short video that explains how it works, then follow the 3 Steps Below!



The first step to restore your credit and maximize your credit scores is to pull a credit report and monitor your credit with This is the best website to get a complete FICO based credit report and monitor your real credit scores. These reports will get you the Best Results in our program and speed up the process saving you time and money. It will not hurt your score to pull this report.

Click this link to get your $1 credit report and discounted credit monitoring from MyScoreIQ.

It’s only $1 to get your complete FICO based credit report today to start the credit restoration process. We require monitoring your credit while in our program with MyScoreIQ at a discounted rate of $29.99 which begins in 7 Days. Credit Monitoring allows us to update investigations sooner and prepare comprehensive investigations to get the absolute best results.

IMPORTANT: Write down the Username and Password you created for your MyScoreIQ Credit Monitoring Account and enter that information when you enroll in the EditMyCredit Forensic Credit Correction Program below.

Step #2 Credit Report Analysis and Enrollment

Watch this video that explains how our Forensic Credit Correction system works to maximize your credit scores and quickly get you qualified for your new home loan!

Forensic Credit Correction Plans







Once you’ve completed the Enrollment Info above you’ll receive an authorization email to begin your credit restoration. Please look for an email from EditMyCredit Inc. In the body of that email you will see a link or, a review document tab. Once you click the tab and agree to use the electronic signature format, you will click and sign two pages. The first page is a disclosure of your rights, the second page is the terms explaining the process. Once you click and sign those two pages, you’ll be re-directed to complete you personal information, your payment information, your MyScoreIQ Credit Monitoring login info, and upload your identification documents so we can start the credit restoration process. If you have any questions or need help, please don’t hesitate to contact us.