Staying organized is essential to being financially successful both personally and professionally. Your credit is your #1 Asset and the starting point for being financially organized. Your credit worthiness can be the determining factor with rent, utilities, insurance, interest, loans, benefits and employment. Those with low credit scores are missing opportunities to build wealth and losing hundreds to thousands of dollars. My name is Charles Knight and I am the President and CEO of www.EditMyCredit.net a full service credit restoration company. With over 15 years experience and formal training from a Legal and Compliance Executive from Experian, I have helped thousands of people save thousands of dollars by improving their credit.
Anyone can dispute things on their credit reports, we have that right, however most don’t know how to effectively dispute things to get maximum results. The three credit reporting agencies receive thousands of disputes daily. The majority of the disputes are run-through a computer and processed with a software program that detects similar information to verify accounts. This is the only way they can handle the volume of disputes because the Federal Law gives them 30-45 days to complete and respond to those disputes. If you hire a consumer credit repair company, they only dispute a few things a time to keep you in their programs for as long as you’re willing to pay.
I’ve developed our “Forensic Credit Correction” program at www.EditMyCredit.net which includes full data file audits with the credit reporting agencies and individual validation demands to stop companies from reporting or collecting debts. Our goal is to bypass the computerized consumer dispute departments and get the disputes escalated to the legal department where you get a human being conducting your investigations. If a questionable account is not 100% correct, complete, timely or verifiable they must remove that account from your credit report per the Fair Credit Reporting Act and the Fair and Accurate Transactions Act. We audit ALL accounts from Day One!
We follow up these data file audits with verification requests and individual demands to the companies reporting inaccurate, incomplete, or erroneous information to the credit bureaus per the Fair Credit Billing Act and the Fair Debt Collections Practices Act stopping collection companies from reporting or collecting debts. In the majority of cases we’re able to correct/remove over 75% of the negative information on a clients credit report and increase credit scores over 100 points on each bureau. We give all of our clients a Lifetime Guarantee on their results to protect them from accounts resurfacing in the future.
If you or anyone you know is struggling with low credit scores, please contact us at www.EditMyCredit.net for a Free Credit Analysis. We’ll pull your credit report (Soft Inquiry) and help you understand what is hurting you, what is helping you, and what adjustments can be made to maximize your credit scores. If you have negative items on your credit report, we will point out the violations on those accounts and discuss how we can address them specifically with our program. Afterwards we will give you a Free Quote for our program based on the number of items you have and the amount of work we have to put into it. Every one of our clients save more money than the total investment to restore their credit and if you’re a victim of identity theft, our program is 100% Tax Deductible.
For more information or to schedule your Free Credit Analysis call me direct at 469-609-8068 or email [email protected] and visit our website at www.EditMyCredit.net today!