You may be wondering how someone could allow their credit to get so out of hand or allow their credit scores to drop below 500. After 20 years of helping people restore their credit and learning the habits of consumers, I’ve determined the leading causes of bad credit and it’s...
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Recent data from Cotality (formerly known as CoreLogic) shows home prices edged up 0.1% from May to June and increased 1.7% year-over-year. ICE also reported similar trends, with a 1.3% annual price gain in early June. What’s the bottom line? While home price growth has moderated compared to recent years,...
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If you have Student Loans, check your credit report ASAP! All Student Loans will be coming out of forbearance/deferment unless you’re currently enrolled in school or the military. This means if you have student loans, you’ll have to start making payments ASAP! Otherwise, your loans will fall into a default...
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Thank you to the client who had the desire to improve her life and take the necessary steps to accomplish her goals. She could not buy the home she wanted for her kids if she didn’t have Great Credit. Thank you to the Realtor who referred the client to us....
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Would you like to know how to legally manipulate the FICO score? In this secret tip, I’ll be teaching you how to do just that! The FICO score is nothing more, nothing less than a mathematical formula. Knowing this formula is key to having an awesome credit score. A FICO...
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CONSUMER ALERT: Be aware that when you’re purchasing a vehicle that a completely different credit score is being used. The base FICO score ranges from 300 to 850, but FICO Auto Scores range from 250 to 900. Five major factors contribute to the FICO auto score and requirements to get...
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