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Thank you to the client who had the desire to improve her life and take the necessary steps to accomplish her goals. She could not buy the home she wanted for her kids if she didn’t have Great Credit. Thank you to the Realtor who referred the client to us....

Would you like to know how to legally manipulate the FICO score? In this secret tip, I’ll be teaching you how to do just that! The FICO score is nothing more, nothing less than a mathematical formula. Knowing this formula is key to having an awesome credit score. A FICO...

CONSUMER ALERT: Be aware that when you’re purchasing a vehicle that a completely different credit score is being used. The base FICO score ranges from 300 to 850, but FICO Auto Scores range from 250 to 900. Five major factors contribute to the FICO auto score and requirements to get...

15 Million Americans with Medical Debt on Credit Reports Disproportionately Live in the South and in Low-income Communities WASHINGTON – A study released by the Consumer Financial Protection Bureau (CFPB) yesterday shows that, despite changes by Equifax, Experian, and TransUnion to reduce the number of medical bills on credit reports, 15 million...

In the bitter world of personal finance, your credit score holds significant sway over your financial trajectory. This numerical representation has the potential to unlock opportunities for improved interest rates, favorable loan terms, and overall financial well being. This Blog will delve into the compelling rationale behind the essential process...

Starting this summer, Medical Collections will start to be removed from millions of credit reports. The move will remove an estimated 70% of negative medical debt remarks, giving many a hopeful jump in credit scores! Here are the details of the new changes effective July 1, 2022:  Paid medical debt...